Survey Results

2011 Insurance Coverages Survey Results

This survey summary recaps P&C insurance coverage trends, including General Liability, Property, Professional Liability (Errors & Omissions), Directors' and Officers'…

2011 MetLife Annual Study of Employee Benefits Trends

Horst Insurance is pleased to provide you with a copy of the 2011 MetLife Annual Study of Employee Benefits Trends. …

2010 Insurance Coverages Survey Results

Often there is no right or wrong answer to the question “how much insurance should I buy?”  To help you…

Perspectives: Providing Insight Into Today's Employee Benefits Issues

Health Care costs and consequently employee health benefits costs, have been increasing at an alarming rate for nearly a decade. …

Taking Risks with Risk: Highlights from the Chubb 2010 Private Company Risk Survey

Are companies cutting back on insurance protection in order to reduce costs during a difficult economic climate?  Even when it…

Employee Benefit Trends

In the still fragile economy, employers are looking for ways to capitalize on their benefits programs, and improve employee productivity,…

Health Plans Survey Results 2010

While consumer-driven health plans continue to be of interest to employers, overall health plan design is a…

Employee Benefit Cost Trends and Cost-Shifting Initiatives for 2010

As employees are gearing up for open enrollment, employers are contemplating their benefit offerings for the coming year. Most companies…


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